Our 5 Favorite Finance Apps for 2019

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Apps make the world go ‘round, and they can be a big help when it comes to managing your personal finances. We’ve put together a rundown of our favorite financial apps—the ones we have on our phones, and that we think everyone should have on theirs. Let’s jump right in:


Mint has been the go-to tool for personal finance for the past decade, and it looks poised to stay that way for a long time to come. It’s intuitive, easy, and comprehensive—there’s no better tool for seeing all your financial accounts, all in one place. That alone makes it useful, but Mint also offers easy budgeting apps, bill reminders, and suggestions for avoiding fees and maximizing rewards programs. It has everything you need to form the backbone of your personal finance toolkit, and it’s totally free.

The Bottom Line:

Mint has everything you need to keep an eye on your personal finances. It’s beautifully designed, easy to use, and absolutely free. If you’re not using Mint, we really want to know why!


Prism is our favorite app for staying on top of bills. Unlike Mint, which is a virtual Swiss Army knife with a wide range of uses, Prism is a specialty tool that does one thing extremely well. It lets you create a calendar or list to stay on top of all your recurring bills, and it makes it easy to automate payments for each of them. On top of that Prism will send you alerts if a bill is unusually high, or if there’s other suspicious activity on one of your accounts. You’ll also get to see account balances and expenses at a glance, so you’ll always know what your overall financial situation looks like.

The Bottom Line:

If you need help staying on top of bills, Prism is your new best friend. While it’s not a complete toolkit like Mint, it may be all you need to stay on top of your finances.


If you have a roommate or share expenses with your partner, Spendee is going to be your new favorite thing. While this app isn’t free, it’s well worth the price to keep your house’s finances in order. Sharing expenses can be complicated, but Spendee’s approach helps make it simple. Each member of the household tracks their individual cash flows (income and expenses). Then, this information can be synced to create a complete view for the entire home. It makes splitting rent, bills, and other expenses a cinch.

The Bottom Line:

Spendee is the easiest way to track household expenses with family and roommates.


While the accountants in us cringe at the inherent dangers of cryptocurrency, the fact is that they are a compelling and interesting alternative to traditional investing. However, getting started in crypto is a daunting and complicated task—something the Robinhood App makes a whole lot friendlier. This commission-free app makes it easy to start investing in cryptocurrency, whether you choose Bitcoin, Ethereum, or any of the many options out there. It’s extremely user-friendly, despite being loaded with features, and we love the clean, intuitive design of the app. Bonus feature: if crypto’s not your thing, Robinhood makes it just as easy to invest in traditional markets as well.

The Bottom Line:

Fee-free investing for both cryptocurrencies and traditional markets. What more could you want?


We’re always in favor of investing, and Acorns is one of the simplest ways to get started. This app lets you set aside the spare change from your digital transactions, and turn it into an investment portfolio—automatically. All you have to do is link your credit or debit card, select what sort of portfolio you’d like, and spend as usual. Every purchase you make will come with a little extra investment in your future. You’ll also get great information about budgeting, building good financial habits, and more from the Acorns team. It’s a smart, easy way to plan for the future.

The Bottom Line:

Investing is a great idea, and Acorns makes it easy to do. It’s set-and-forget for your financial future!